Commercial & Business Finance

We are a UK wide commercial finance broker, regulated by the Financial Conduct Authority, with access to an extensive lending panel ensuring a wide range of options and routes to market. We offer all our clients a true ‘one-stop shop’ facility. Our core competence is to provide you with a fully managed and professional service to secure the most competitive funding offer available from the entire market.

We will fully package and submit the lending proposal to ensure your funding application is processed quickly and efficiently with funds available in the shortest possible time. In addition, we can, if required, organise any valuations, insurance and legal support necessary to complete the transaction.

Commercial Mortgages

Owner-Occupier -  Owner-occupier mortgages are for businesses seeking to purchase property for their own use, providing stability and potential financial benefits as business owners gain control over their operational spaces.

Commercial Investment - Commercial investment mortgages are a powerful tool for acquiring or refinancing properties intended for leasing or investment purposes, enabling you to capitalise on rental income and property appreciation.

We can also help with: medium-term loans, SIPP / SSAS lending and more...

Property Development

We love supporting developers! Property development funding comes in many forms:

  • Single and multi-unit builds

  • Phased developments

  • Land purchase

  • Light & heavy refurbishments

  • Joint venture (JV) lending

  • Developer exit loan (marketing bridge)

  • Mezzanine funding

Business Loans

Working with the most flexible and responsive lenders in the UK market, we offer expert advice, providing the capital required for your business – be it a new start-up, acquisition or expansion.

  • Business Expansion

  • Purchasing Equipment or Machinery

  • Moving Premises

  • Improve or Bridge Your Cashflow

  • Purchasing Stock

  • Taking on New Staff

Invoice Finance

Draw cash quickly into the business by converting your debtor book into readily available cash, the security for the advance being the invoice itself.

  • Get cash quickly

  • Release locked funds

  • Reduced collection period

  • No asset required as security

  • Boost cash flow

Asset Finance

We specialise in providing financing options for a range of equipment, machinery & vehicles.

  • Office Fitout and Furniture, Shop & Hospitality Fitout, Catering Equipment

  • Renewable Energy Systems

  • Pharmaceutical Equipment & Automation Dispensers

  • Telecommunication & Time Attendance Systems

  • IT & Software, CCTV & Security

  • Gym & Leisure, Medical Equipment

  • CNC & Laser Machines

  • Farm Equipment & Tractors, Trailers, Diggers and Dumpers

  • Cranes, Bulldozers, Forklifts

  • Cars & Vans, HGVs

Bridging Finance

If you require a short-term loan and need the funds quickly, we can provide funding for any legitimate purpose over loan terms ranging from 1 day to 24 months.

Some Potential Uses:

  • Buying a bargain property at ‘below market value'

  • Buying a property which is deemed ‘un-mortgageable’ and requires significant refurbishment.

  • Buying a property at auction and needing funds quickly

  • Broken chain

  • Raising cash to buy a business, purchase stock or perhaps buy out a business partner

  • Raising cash to pay a personal or business tax bill

  • Temporary cash flow bridge

  • Bridging for pre-planning purchases

Buy-to-Let Mortgages

We help landlords every step of the way no matter your portfolio size and complexity. Whether you’re a first-time landlord or adding to a large portfolio. We can help you secure funding on: houses, flats, HMOs, multi-unit properties, holiday lets and more...

Buy to Let - Identifying the best buy-to-let mortgage is often not as straightforward as a standard residential mortgage, our experienced team will steer you through the process to ensure you get the best possible deal.

Property Portfolio - We provide expert advice for the acquisition, re-structure and re-finance of complex property portfolio structures. Whatever the size and make-up of your property portfolio we’re happy to help you with your financing needs.

HMOs – a House in Multiple Occupation (HMO) is a property rented out by several people who are not from one ‘household’, but share facilities such as the bathroom and kitchen. These are often on individual ASTs (assured shorthold tenancy).

We love supporting developers! Property development funding comes in many forms:

  • Single and multi-unit builds

  • Phased developments

  • Land purchase

  • Light & heavy refurbishments

  • Joint venture (JV) lending

  • Developer exit loan (marketing bridge)

  • Mezzanine funding

Cash Flow Solutions

Solutions designed to help businesses cover their everyday expenses, ensuring smooth cash flow.

Merchant Cash Advance

A merchant cash advance provides businesses with a lump sum payment in exchange for a percentage of their future credit card sales, offering a flexible repayment option tied to the business’s revenue stream. This form of financing is particularly appealing to businesses with fluctuating revenues, such as retail and restaurants, because the repayment is directly linked to sales volume.

Trade & Stock Finance

Trade Finance: Supports businesses in managing risks and capital needs associated with international and domestic trade transactions, providing payment assurance and cash flow.

Stock Finance: Allows businesses to borrow against inventory, unlocking capital and maintaining liquidity to meet customer demand without cash flow interruptions.

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